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Buy Owner
Homes For Sale By Owner at BuyOwner.com. The For Sale By Owner (FSBO) Leader since 1984.

For Sale By Owner, Buy Owner Homes, Real Estate Listings
For Sale By Owner Homes; Specializing in Real Estate For Sale Buy Owner, FSBO, Houses For Sale by Owner, Mortgage,Loans, Title Agents, Insurance

ByOwner.com
Byowner.com is largest FSBO website For Sale By Owner Homes, sale by owner Houses and property. We also deal in real estate, byowner fsbo properties 1-800-ByOwner and FSBO for sale by owner listings.

BuyOwner.com - HouseFly - See home for sale by owner being ...
Homes For Sale By Owner at BuyOwner.com. The For Sale By Owner (FSBO) Leader since 1984. ... Depending on the applicable laws governing your potential or existing relationship with BUY OWNER, BUY OWNER may provide you supplemental terms and conditions or additional disclosures and disclaimers as ...

Buy By Owner Homes
No Comments yet Filed under For Sale by Owner. How to Make an Offer On Your First Home. Posted on: June 2nd, 2008. It is the dream of most people to buy their first home. However, the path to home ownership can be a confusing one. However, if ...

Owners.com
Largest selection of homes for sale by owner and top-rated home selling services. Buy or sell a home with the most trusted FSBO real estate website since 1996.

Denver County, Colorado For Sale by By Owner Homes, Condos ...
For Sale By Owner homes in Denver County, Colorado. ... Search Denver County homes for sale by owner, FSBO homes, by owner homes, by-owner real estate, buy owner houses, homes for sale by owner, all on the for sale by owner multiple listing service, ByOwnerMLS.COM. ...

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New & affordable homes at Crosland Park
Affordable homes and great interest rates on loans will be available to dozens of low-income families interested in renovated homes in Crosland Park.

Homes sales tumble nationally and in Tampa Bay area
By Jeff Harrington, Times Staff Writer Tuesday, August 24, 2010 The expiration of home buyer tax credits took a heavy toll in July, triggering a double-digit drop in Florida home sales and the biggest one-month drop nationally since record-keeping began in 1968. The National Association of Realtors said sales of previously occupied homes across the country plunged 27 percent between June and ...

L.A. Dodgers Owner: Jamie Never Wanted the Team
Filed under: Frank McCourt , Jamie McCourt , Celebrity Justice , TMZ Sports , Dirty Divorces Los Angeles Dodgers owner Frank McCourt claims his wife, Jamie McCourt , diabolically tried to strong-arm him into showing his love by giving her a piece of the team -- at the same time she was secretly consulting divorce lawyers . In Frank's legal… Read more

	25+ Upcoming Social Media & Tech Events Its Monday, which means its time for Mashables guide to upcoming social media and web events, parties and conferences. For more upcoming event listings, check out Mashables Events section.This summer, dont forget to check out the Mashable U.S. Summer Tour thats making stops at:Seattle July 10th San Francisco July 14th Washington D.C August 5th New York August 9th Chicago August 11th Would you like to have your conference or event listed here? If so, please contact us at least one month before your event to establish a media partnership.Here are some tips on how to network, share your information and/or promote your event using social media: HOW TO: Plan and Promote Events with Social Media 35+ Ways to Find and Plan Events Online 8 Ways to Create Paperless Business Cards 5 Useful iPhone Apps for Business NetworkingMashables Weekly Social Media and Marketing Event Guide is proudly supported by Eventbrite, the Webs Event Marketplace.July 12, 2010, Washington, D.C.: Online Marketing Summit (OMS) is coming to D.C. with all new B2B and B2C case studies and social media integration tracks, unparalleled networking opportunities and an exclusive Social Media and Content Marketing Workshop and Breakfast, brought to you by the Online Marketing Institute and Wharton Interactive Media Initiative. Learn search, social media and integrated marketing from the leading experts at Kodak, ExactTarget and HubSpot. Register now with promo code MASH20 for 20% off.July 12-13 & 15-16, 2010, Singapore and Hong Kong: Join us at this Media Relations conference. This two-day event will see leading PR practioners gather to share more about the integration of social media and traditional media. PR professionals can look forward to discussing strategies that help you achieve your communication objectives and enhance your media relations and positive coverage. Learn how top B2B and B2C companies integrate new media tools for a well-rounded approach. Register today. Save 10% when you enter Mashable under Additional Info.July 12-13, San Francisco, CA: MobileBeat 2010, VentureBeats third annual executive conference on the future of mobile, has expanded this year to a new two-day format. The theme: The Year of The Superphone and Who Will Profit. Were assembling the major players in the industry to discuss, debate and explore wholl win in the midst of the superphone revolution and why. Join 500 mobile industry leaders from the major U.S. and international carriers, to the top device makers, developers, startups, marketers and investors for two packed days of exciting content, breakaway sessions, power networking and deal-making. For all events details, click here. Register with promo code VB_Mashable and save 15%.July 12-15, 2010, Washington, D.C.: Attend the Advanced Learning Institutes 19th Forum on Social Media for Government: How To Engage Your Employees And Citizens By Using The Latest Web 2.0 Technologies To Drive Communication Results, to learn how to incorporate social media into your communications and marketing plans and leverage the latest interactive Web 2.0 tools and techniques to advance your organizational goals. Hear practical advice, firsthand, from leading organizations such as: Army Corps of Engineers; National Wildlife Federation; USDA; City of Raleigh, NC; University of Georgia Libraries; CDC; U.S. Department of Defense; U.S. Navy; Social Security Administration; U.S. General Services Administration; Transportation Security Administration; and more. Mention Mashable when registering to save $200.July 13, 2010, London, UK: This senior level forum offers SVPs, VPs, Directors & Heads of eCommerce, Online, Marketing, Digital and Customer Experience the opportunity to discuss strategies, solutions and best practice for enhancing the customer experience and delivering competitive differentiation by effectively managing and integration online, social and mobile channels. Offering a unique mix of keynote briefings, interactive discussions and one-to-one meetings Customer Experience Online will provide you with a unique opportunity to propel your online initiatives to success and position yourself at the forefront of the industry. Spaces are limited and by invitation only, click here to find out if you qualify. When booking your place, please use discount code MASH_BAN for a 10% discount.July 14, 2010 London, UK: Just what does all this chatter mean and how do you use it to further steer your comms? To manage brand perception? To measure success? And how do you build on success? Strengthen customer relationships? React to negative sentiment? Well, weve persuaded a whole raft of whizzes to tackle those issues and many more besides at IAB HQ in central London. Therell be Pecha Kucha-style presentations aplenty, a heavyweight panel discussion, plus a networking and drinks session where the conversations can flow. Register today for 10 off the full price of 95 at http://www.brand-e.biz/buzzmashable.htmlJuly 14, 2010, New York, NY: Internet Is People (IIP) is a bi-monthly panel series, in partnership with Pace University, that focuses on the people who have found personal and professional success by using the Internet to bring their product, service or cause to the masses. Our first panel topic is Women In Entrepreneurship and includes Lindsay Ronga, CEO of Corkd, Alexa Van Tobel, Founder and CEO of LearnVest, Melanie Notkin, CEO and Founder of SavvyAuntie and Christine Lemke, COO and Co-Founder of Sense Networks. The event will take place on July 14th at starting 6pm at the 92Y Tribeca at 200 Hudson Street in New York, NY. A networking hour will proceed the panel which will start at 7pm and be moderated by Kate Miltner. Tickets are $12 and are available at http://bit.ly/internetisppl1. All proceeds go to supporting 92YJuly 19-20, 2010, Marina del Rey, CA: BlueGlass LA, the widely anticipated follow-on conference to the Search & Social Spring Summit, is brought to you by an industry first: a special collaboration between firms Search & Social and 10e20, online marketing industry leaders. The speaker lineup includes leading technologists and entrepreneurs like Ben Huh from ICanHasCheezburger, Neil Patel from KissMetrics, Dave McClure from FF Angel and Brent Csutoras, social media expert whose company was recently acquired by 10e20. These experts will huddle with attendees to personally help them brainstorm digital marketing opportunities. Save 15% with discount code: mashablebg.July 19-23, 2010, Portland, OR: OSCON takes place at the Oregon Convention Center in Portland, Oregon. In its 12th year, OSCON continues to be the premier meeting ground for everyone using open source. At OSCON, youll participate in hundreds of sessions covering open source languages and platforms, practical tutorials that go deep into technical skill and best practices, inspirational keynote presentations, an Expo Hall featuring dozens of the latest projects and products, fun networking events and activities and the best hallway track around. No matter the economic climate, a strong technology foundation is the key for moving your business and projects forward. In just five information-packed days (and nights) OSCON gives you the tools you need to succeed. Join over 2,500 people passionate about open source and register now and save 15%. Use discount code os10mash when registering at: http://www.oscon.com/oscon2010.July 20, 2010, New York, NY: Word of Mouth Supergenius is where youll learn to be a fantastic word of mouth marketer with 12 how-to classes, 12 real-world case studies and six brilliant authors. Youll learn practical, hands-on techniques to get started, grow your program and earn amazing word of mouth. Save $75 off registration by using the code ILoveMashableWOM.July 21, 2010, New York, NY: Social Convergence & The Enterprise: Case Studies & Roundtables. The conference will demonstrate how leading consumer and B2B brands are embracing social media and networking across the enterprise. The case studies will be followed by moderated interactive roundtables. Use promo code MASH for a discounted rate of $155.July 21, 2010, Toronto, Ontario: Building on the success of a sold-out NYC event, Cross Media Toronto will bring together leaders from all key media industries to discuss, demonstrate and debate cross media integration and partnerships. This is not your ordinary listen-to-talking-heads gabfest. One jam-packed panel with five executives from key sectors that will act as the bridge between four technology demos and two cross-media case studies, as well as whats sure to be a heated debate on a pressing current issue. The event will move quickly with some company introductions from the floor allowing everyone to know who is there and what they do. We want something big to come out of this. Mashable readers save 15% off using the discount code MASH2010.July 21-23, 2010, Sydney, Australia: KM & Collaboration Australia will feature renowned and respected international keynote presenters and Australian industry practitioners who will explore prospects and challenges in networking and collaboration, social media and Web 2.0, sustainability and profitability, and will outline and explain best practice tools, techniques and advancements in these critical areas. The event will provide you with useful, practical and timely lessons that youll be able to implement within your organization as soon as you return to the office! Save 15% when using code KMAusMash at http://www.kmaustralia.com/registration.htm.July 22, 2010, London, UK: Brightlemon Drupal Training Introducing Drupal (London): This Drupal course quickly gets you up to speed with building dynamic database-driven websites with Drupal. It begins with a basic introduction into the main concepts behind Content Management Systems (CMS) and the types of websites they are meant to help create. A running theme throughout the course is to illustrate how one can map general requirements to specific Drupal concepts. Buy tickets here.July 23, 2010, London, UK: Brightlemon Drupal Training Advanced Drupal (London): This Drupal training course gives you a head-start and walks you through all the methods used in more advanced dynamic websites. Create complex content types, sophisticated displays of content and its filtering, advanced community features. Learn how to handle multiple types of media from audio podcast to video and present content with attractive effects. Buy tickets here.July 26-28, 2010 Chicago, IL: Celebrate the 5th Anniversary of the eduWeb Conference, a premier annual event for higher education. We have 4 tracks, 46 presentations, 4 pre-conference workshops, 2 receptions and a dynamite program. Professionals in marketing, PR, alumni, admissions, advancement, student affairs, IT, athletics and other HE departments attend eduWeb to learn how to strategically communicate through their online presence. Register now and save an additional $50; use discount code: 10eduWebMash.July 27, 2010, New York, NY: The Future of Jewish Nonprofit Summit (#FOJNP) gathers handpicked professionals, volunteers and lay leaders to candidly interact in a laid back setting to unlock the full value of moving this vital industry forward. Some of the most respected nonprofit professionals, social media experts, marketers and online fundraisers are coming together to share their best practices, ideas and case studies. Sponsorship opportunities are available. Visit http://www.fojnp.com for complete details. Use registration code mashable for 15% off.July 28-29, 2010, Kuala Lumpur, Malaysia: Asian Bloggers and Social Media Conference 2010 will bring together top prominent speakers from the Asia region to introduce and educate individuals and business on how to adopt and effectively take advantage of social media. The event will also introduce the concepts and tools of social media and how they can assists individuals and business to gain profit. Keynote address will be delivered by Tun Dr. Mahathir Mohamad, the 4th Prime Minister of Malaysia, a visionary global leader and blogger of our time. Just to name a few of the notable guest speakers are Dato Sri Tony Fernandes (CEO of Air Asia), Thomas Crampton (Asia Pacific Director, Ogilvy Public Relations Worldwide) and Paul Moss (General Manager of Alt Media). For a 10% discount, please use the code ABSM-MAS at registration.July 29, 2010, Atlanta, GA: Theres nothing quite like a college campus to spark the learning juices, especially if theres no final to pass. Thats why Communitelligence is taking the ESSENTIAL SOCIAL MEDIA SKILLS PRACTICUM to some of the worlds best universities, starting at Georgia Tech. It will be an intense day of challenging interactive discussions, illustrative case studies and hands-on tutorials (bring your laptop). Youll leave armed with the knowledge, inspiration and a social network to help you start hitting some social media home runs for your organization. Register with promo code mashable10 to receive $100 off registration. Isnt it time you went back to the CLASSROOM?July 29, 2010, Santa Monica, CA: Back by popular demand, Schmoozd 3 is scheduled to make another go-around at the Wokcano. The last event had over 300 people from a variety of fields: entertainment, tech, medical, marketing, venture capitalists, the press and many more. Schmoozd is an exclusive social mixer bringing together professionals in marketing, advertising, technology, social media and startups. The event is designed to facilitate knowledge sharing, relationship building and deal making. For more information, please visit www.schmoozd.com. Mashable readers get 50% off when registering via this link.July 29-30, Philadelphia, PA: For nine years, Supernova has anticipated the major business, technology and policy trends of the Network Age. Supernova Forum 2010: Perestroika will combine the best aspects of executive, academic and participant-organized conferences. Produced with the Wharton School of the University of Pennsylvania, it features compelling innovators, leaders, intellectuals and policymakers in a dynamic networking environment. Hear Beth Noveck (U.S. Deputy CTO), David Cohen (Comcast), Jeff Jarvis (BuzzMachine), Danah Boyd (Microsoft Research), John Borthwick (Betaworks), faculty from the worlds top business school, and other thought leaders. Save 25% with discount code mash10 at http://www.supernovahub.comAugust 2 3 & 5 6, 2010, Singapore & Hong Kong: The Mobile Marketing with Social Media Conference is a 2-day conference that will provide you with the latest trends, strategies and techniques for engaging new-age customers through mobile and social media (SM). Be updated with the mobile adoption pattern in Asia. Hear how global brands such as Starbucks, Microsoft, Lufthansa, Adidas, Virgin, Air Asia, Swire, Hong Kong International Airport etc. developed holistic marketing approaches. Understand how location based advertising allows greater engagement. Discover measurement analytics and tools to help quantify the performance of your mobile SM campaigns. Register today and save 10% when you enter the code Mashable under Additional Info.August 3, 2010, Mountain View, CA: See Elon Musk, CEO of Tesla Motors and SpaceX, and Jason Calacanis, CEO of Mahalo.com, speak at the The Founder Showcase. This quarterly startup pitch and networking event brings together over 275 investors, founders, and members of the press in Silicon Valley to hear talks from leading CEOs and pitches from 10 hot technology startups. Over $1MM has been raised by presenting companies at previous Founder Showcase events. Tickets start at just $40 to register or enter the free Pitch Competition, go to foundershowcase.com. Mashable readers get 15% off by using discount code mashable_15.August 5, 2010, New York, NY: Web Design for Startups. Web design is one of the most important determinants of a startups success. A well-designed website increases user engagement, virality and conversions. A poorly designed site can turn off prospective users and leave a lasting negative impression. This event will provide an overview of the essential web design skills (interactive design, information architecture, usability testing, graphic/visual design, logo/identity design, etc.) and show you how to find and hire cost-effective designers to make your application usable and keep people coming back. Mashable readers can receive 25% off registration with promo code mashable.August 10-11, 2010, Rosemont, IL: The InterACT! Conference is a two-day event focusing on how video, print, social, web, e-mail and mobile work together interactively to drive your business. Join your fellow marketers and brand managers at the Crowne Plaza Chicago OHare for this unique two-day program featuring experts, in-depth case studies and hands-on teaching labs for a roll-up-your-sleeves conference that will change your business. Learn more and register now. Please use the discount code Interact_Mashable to receive $100 off the standard package.August 11-13, 2010, Washington, D.C.: Whether youre a researcher, a system administrator, or a policy wonk, come to USENIX Security 10 to find out how changes in computer security are going to affect you. The 3-day program includes an innovative technical program, starting with a keynote address by Roger G. Johnston of the Vulnerability Assessment Team at Argonne National Laboratory; invited talks, including Toward an Open and Secure Platform for Using the Web, by Will Drewry, Google; a refereed papers track, including 30 papers presenting the newest advances; and a Poster session displaying the latest preliminary research. Gain valuable knowledge on a variety of subject areas, including detection of network attacks, privacy, Internet security, Web security and more. Learn more at http://www.usenix.org/sec10/mash. Receive $100 discount by entering SEC10MASH upon registration.August 13, 2010, Nashville, TN: At Big South Social Media Summit, come listen to some of the most forward-thinking business giants from companies like Southwest, SAP, Comcast, Dominos as well as social media loving celebrities who will speak directly on how they drive ROI through social media. Speakers will share real-world success stories, pit falls and case studies to demonstrate the true value of social media. This summit will allow business leaders to finally understand how social media can propel their business and how to produce real results. More than the mechanics, this is a relatable summit that will open eyes to the power of social media in business. Get 15% off the ticket price by using the vacomash discount code.August 13-15, 2010 Boston, MA: The 6th Annual Second Life Community Convention 2010 brings Residents of the Second Life community together to network, build friendships and to discuss Second Life in a common forum. This years convention will be held at the Boston Park Plaza Hotel and Towers, with a new organizing committee at the helm. In addition to new programming and content, AvaCon, Inc. has also launched a new website at http://www.slconvention.org which has all the details for the convention. SLCC is the largest virtual world convention combining art, business, community events, education, music, non-profit and the technical aspects of Second Life, other virtual worlds and related technologies in one location. Register Now & save an additional 10% using the discount code Mashable2010 at http://slcc2010.eventbrite.com/?discount=Mashable2010.August 15-17, 2010, New York, NY: Affiliate Summit East, the premier affiliate marketing conference, is taking place August 15-17, 2010 in New York City. This three day conference includes an exhibit hall with affiliate merchants, vendors and networks, as well as multiple tracks of educational sessions covering the latest trends and information from affiliate marketing experts. Use discount code mashable for 10% off any pass type.August 16-17, 2010, Las Vegas, NV: Join us for the Restaurant & Hospitality Social Media Marketing Bootcamp. This event provides the practical knowledge and insights required by restaurant and hotel operators to establish objectives and strategies for your market, properly select the social media platforms to engage guests and monitor and measure the results of these efforts for a greater ROI. This event is presented by RestaurantWorx Consulting and Inside Hospitality. Use the Code MASHABLE (all caps) when registering and receive VIP pricing on Day 1 or Day 1 & 2 Attendance tickets. See complete event details on the event website at RestaurantSocialMedia.com.August 16-20, 2010, San Francisco, CA: Discover the tools of engagement at this years SES San Francisco. No longer just lecturing your customers, learn to listen and converse in a more social world. Our experts will show you how integrating search, social media and video in even basic ways will transform both your sites visibility and profitability. Packed with sessions on PPC management, information architecture, social media, local search, mobile application development, video optimization and other advanced topics, we have created an educational and networking environment designed for both beginners and veterans in digital marketing. Register by July 30th and SAVE up to $554 with code MHNY15.August 17-19, 2010, Seattle, WA: Taking place during Seattle Geek Week, pii2010 (privacy identity innovation) will explore how emerging technologies and business models are impacting the way data is created, shared and aggregated and how to strike a balance between protecting sensitive information and enabling innovation. The conference will also serve as the official launch pad for pii Labs, an open forum for brainstorming and collaborating that will be held at the Space Needle building. Tickets start at $345 and Mashable readers save 20% when they register with this Discount Code: 4MASH. Sign up today at http://www.pii2010.com!August 19-21, Vancouver, BC Canada: GROW2010 Conference, Dealmaker Medias inaugural technology conference brings together leading entrepreneurs, influencers and investors from Silicon Valley and Canada to inspire innovation and entrepreneurship. The theme: Turning todays entrepreneurs into tomorrows leaders. Join 400 industry executives for three days of networking, connecting, deal-making and outdoor adventure. Hear Zynga, Linkedin, Groupon, Zappos, SuperRewards, Mint and Get Satisfaction talk about founder passion, challenges and opportunities for building companies on the web. For all events details, click here.August 26-27, 2010, Windsor, CT: This seminar will help financial services firms develop and implement a cohesive social media strategy that drives distribution and grows market share. Social media experts and trend-setting industry practitioners will review strategy elements and key information to 1) Uncover opportunities for enhancing sales and service 2) Identify hurdles to implementation 3) Reveal how companies are clearing those hurdles and 4) Provide concrete takeaways for crafting and implementing your firms strategy. Register with promo code 100MASHDIS to receive a $100 discount until August 6, 2010.August 26, 2010, Galway, Ireland: Attend BlogTalk 2010: the 7th International Conference on Social Software. Join developers, researchers, practitioners and others who share, analyze and enjoy the benefits of social software and social media. Keynote speakers including Stowe Boyd, Dan Gillmor and Don Thibeau will share insights and discuss future developments. There will also be a one-day workshop on microblogging as part of the event. The cost is 200 for early birds and 250 for regular registrants. Use the mashtalk promotional code when registering to save 10%. We will also have a medieval banquet, but space is limited so register early.August 30-31 & September 2-3, 2010, Singapore & Hong Kong: Join us at the Integrated Marketing Communications in a Social Media Age Conference. Through a showcase of best practices from global brands, this two-day conference will equip marketers with strategies and insights to funnel core messages with conviction and consistency. Find out how you can capitalize on social media and integrate it seamlessly with offline channels to engage consumers and combat message dissonance. Register now and save 10% when you enter Mashable under Additional info.September 67 & 9-10, 2010, Singapore & Hong Kong: Join us at the Social Media Marketing & Measurement Workshop. Through hands-on exercises, interactive discussions and case studies analysis, expand your knowledge in Social Media (SM) Marketing strategy development and implementation techniques and pick up skills in measuring social media efforts in financial and non-financial terms. Marketers can look forward to hearing how to design and integrate social media with existing marketing platforms and how to measure and monitor social media campaigns using free and paid tools. Register today and save 10% when you enter the code Mashable under Additional Info.September 8-9, 2010, Minneapolis, MN: eventcamptwincities.com/overview"> eventcamptwincities.com/overview" target="_blank">Event Camp Twin Citiesis about inspiring event professionals to try new communication and collaboration paradigms at their events. Todays attendees are more educated, more experienced and have more information at their fingertips than ever before. Event Camp Twin Cities will show you new ways to harness this new attendee power and transform that energy into new ideas and solutions that change business.Come to Event Camp and discover the collaborative community of event professionals that are leading the events industry into the world of Social Media. Save 15% using discount code mashable.September 13-14, 2010, San Francisco, CA: APPNATION is the first global conference and exposition to focus exclusively on the burgeoning consumer applications marketplace. The event will cover social and mobile apps across all devices and platforms including social media platforms, smartphones, tablets, internet-enabled televisions and other emerging connected devices. Speakers include Adobe, Accel Partners, Getjar, The North Face, Marvel, Sequoia Partners, Smule, Time Inc., The Wall Street Journal and more.September 13-14, 2010, Charlotte, NC: Social Media 4 Responders is the first hands-on social media conference specifically designed with responders in mind. Law enforcement; fire service, emergency management, public health, disaster and crisis aid, emergency medical services, public utilities and the list goes on! Seven hands-on workshops and four power packed sessions over two-days that will provide you with the knowledge & skill you need to get your organization engaged in the fastest growing means of communication in the world. Follow us on Twitter hashtag #sm4r. Use promo code Mashablesm4r to save 10% on your registration fee.September 15, 2010, Los Angeles, CA: Announcing our 2nd annual Digital Media Pipeline conference which will offer the only industry event that has as its primary focus the distribution pipeline that helps connect the worlds leading digital media content providers with the end user. Digital Media Pipeline offers an opportunity for digital retailers, Hollywood studios and aggregators, technology and service providers to share learnings and experiences in the business of retailing digital entertainment. Join us; register now and use the discount code MASH45 to receive $45 off.September 15-16, 2010. Cologne, Germany: The dmexco is the leading European exposition for digital marketing & advertising. The exposition covers among others the theme areas online marketing, targeting, tracking, digital contents (moving images, audio advertising), social, mobile, performance marketing, affiliate, email marketing, search engine marketing and in-game advertising and offers agencies (media agencies, creative agencies, full-service agencies) a presentation platform. The dmexco is organised by the Koelnmesse, its industry partners are the BVDW (Federal Association of the Digital Industry) and the OVK (Online Marketers Circle).September 15-17, 2010, San Francisco, CA: GSMI presents the Social Media Strategies Summit. We have researched the social media buzz to develop and present to you a top of the line marketing conference that you cant afford to miss. With in depth case studies from the nuts and bolts to microblogging and sustaining online communities, you leave with a refreshed vision to take your marketing plan to the next level for 2010 and beyond. Please use the code MikeSM for a discount.September 16-17, 2010, Dallas, TX: This years 2nd Social Media Optimization Summits event, presented by Multifamilypro, brings together small to mid-sized business owners with an interest in putting social media to work successfully within their organizations. The event offers two full days of intensive, hands-on workshops from the intermediate to advanced level, led by top social media experts including Brian Solis of FutureWorks, Jason Falls of SocialMediaExplorer.com, Shama Kabani of The Marketing Zen Group and Shama.TV, Geno Church of Brains on Fire and more. The unique See it. Hear it. Do it. approach allows attendees to learn by doing and begin applying newly-acquired skills and knowledge while the event is underway. Register now and save $125 at: http://optimizationsummits.com/. Use discount code Mashable.September 2122, 2010, London, UK: ad:tech London is the UKs essential free to attend event for professionals seeking to stay ahead of the latest interactive media, advertising and marketing trends. The event unites advertisers, media owners and agencies to harness the power of digital and deliver real marketing ROI. Alongside the exhibition, there is also a conference featuring 100+ international speakers for serious digital innovators and marketers. Mashable readers can take 20% off their conference ticket price call John Corrick on + 44 (0) 203 180 6595 and quote Mash10. Register online now at www.ad-techlondon.co.uk.September 21, 2010, London, UK: Join us at this topical event to ensure that you are fully aware of all the legal and regulatory requirements surrounding data protection, as well as to hear how other organizations are handling these challenges. Speakers include Rosa Barcelo, Senior Legal Adviser to the EUROPEAN DATA PROTECTION SUPERVISOR, and Martin Hoskins of everything everywhere (the company that manage T-Mobile and Orange), who will discuss the lessons learnt from T-Mobiles data breach experience. Plus, dont miss out on our post-conference workshop on Cloud Computing. Mashable readers save 10% with the following code: KW8112MASH. For more info or to register, go to http://www.ibclegal.com/dataprotectionmash.September 21, 2010, Chicago, IL: The New Marketing Labs team will be invading Chicago to hold our New Marketing Experience event. Imagine a world where you can take your One Big Idea and tap over 100 other participating conference attendees and experts and each of their One Big Ideas. All of this in a structured, fast-paced and highly interactive one-day program under the direction of Chris Brogan, Justin Levy and the team from New Marketing Labs. New Marketing Experience is that world. Through six key discussion sessions this program will help you analyze and draw the best of what you need form these Big Ideas. For more information, visit us at: http://nmlevents.com. Use the code MASH50 for a 50% off discount.September 21, 2010, New York, NY: NY Games Conference A Day of Power Networking with Leaders in the Exploding Games and Connected Entertainment Industries! NY Games features a lively and fun debate on timely cutting-edge business topics and demos, as well unrivaled access to some of the most progressive companies in Hollywood, Silicon Valley and beyond. We invite you to join us at the event and take part in the discussion with executives, creators, investors, analysts, press and gamers who will be instrumental in shaping the future of this booming business. Mashable readers can receive 10% off registration with promo code MASH10.September 22-23, 2010, Singapore, Asia: At Social Media World Forum Asia, become educated, discover, engage, network, share and collaborate in the world of social media. Ideal for those looking to embrace the latest in brand engagement, monitoring, ROI, advertising and building communities. learn from social networks, brands, advertisers and analysts. Mention you are a Mashable reader to receive a 15% discount.September 23, 2010, Atlanta, GA: Lift Summit is the most comprehensive forum for marketing, social media and social commerce strategies. Join us for the second annual Lift Summit where leading experts and companies will share best practices for creating and managing social media strategies, translating social data into measureable actions, and analyzing sentiment to improve awareness and brand accountability. During this one day, information-packed Summit, marketing and advertising professionals will share real-world examples of Social Commerce strategies and tactics that have driven sales lift, increased customer loyalty, and produced actionable metrics and measurable ROI. Register with the promo code MASH2010.September 23, 2010, San Francisco, CA: Mediabistros Think Mobile conference explores the broadening mobile ecosystem, the application marketplace, and the innovation that drives the industry. Hear from visionaries that reinvented businesses by innovating with unique mobile offerings and gain an understanding of key mobile metrics. Speakers include Starbucks CIO Stephen Gillett, Microsoft Sr. Product Manager Anand Iyer, NPD Group Executive Director Ross Rubin, Evernote CEO Phil Libin and more. Register with promo code MASH and save 15%!September 24, 2010, San Francisco, CA: Mediabistro and Charles Hudsons Smartphone Games Summit is a one-day conference about emerging trends in the mobile gaming industry. As new developments emerge such as the iPhone Game Center, is it game over for a number of gaming companies, or does it open an even larger opportunity? How do new technologies like the iPad change the game? The conference will bring together leading developers, investors, and executives from around the globe to share their collective wisdom on whats working today and where this exciting industry is heading. Register with promo code MASH and save 15%!September 25, 2010, Atlanta, GA: Produced by Harvard Universitys Berkman Center for Internet & Society & Kennesaw State Universitys Center for Sustainable Journalism, Media Law in the Digital Age The Rules Have Changed, Have You? provides an overview of the new legal landscape, case studies, cautionary tales and how to make the laws work for you. In a one day conference held at Kennesaw State University, learn what Lawyers, Journalists, Educators, Citizen Media Producers, Communications Directors, Academics and Publishers big and small need to know now. Panelists include the Nations top Media Law Attorneys, Scholars and Journalists. Register with promo code MASH and save 20%.September 27, 2010, Miami, FL: Calling all Affiliates, Merchants, Advertisers and Social Media Strategists looking to CONNECT to the right people, LEARN from the experts, increasing their EARNING potential and GROW their business! The Performance Marketing Expo is the premier event for best-in-class educational sessions (become an expert at Landing Page Optimization, Search, Social Media Strategies and Relationship Management), highly effective facilitated networking (in the Tune-Up Shop, Idea Factory, Masters of the Universe Roundtable sessions) and access to the leading Super Affiliates (Stephanie Nelson, Coupon Mom Zac Johnson, MoneyReign, Todd Martini, Alexs Coupons plus, eCoupons, MarketAmerica, TrialPay, Parent Media and more). Save 15% when using code PME2010MASH at www.iirusa.com/performancemarketingexpo.September 28-30 2010, London, UK: IIRs Mobile Broadband World is an absolute must for all those involved in the MBB ecosystem, including Mobile Operators, Content Developers, Financial Investors, Press and Media, Consultants, Technology Partners, Handset Developers and more. To claim your 10% discount courtesy of Mashable, please quote I2GS2MASH when registering.September 28, 2010, London, UK: Brands are frequently companies most valuable asset. The threats to this valuable asset are increasingly coming through online channels. This event will provide practical solutions and risk mitigation strategies for brand owners to combat these critical risks. Join experts from companies including Abercrombie and Vodafone to benefit from the practical advice and guidance they can provide. Not only will they share their own experience of preventing brand abuse, but will explain how they derive real ROI from their brand protection activities. Mashable readers save 10% on the event with the code KW8079MASH. For more info or to register, please go to http://www.ibclegal.com/obpmash.September 29-30, 2010, Singapore: The Customer Show Asia 2010 is providing a unique platform that links loyalty and experience strategies with the latest technological tools and media. This conference will gather the worlds largest brands, major stakeholders and leading solution providers in the customer care industry to learn, network, establish partnerships and seal profitable business opportunities. For more information, please visit website at http://www.terrapinn.com/2010/customerasia/index.stm . Register with promo code CSAMAS01 and enjoy 10% discounts.September 30, 2010, London, UK: Bringing together collective thoughts on Social Media for 2011. We know its going to be much more than an introduction to Social, were looking forward into the bigger picture about how we communicate within the platforms and how we measure and integrate Social Media into our strategies. Were bringing together some of the leading authorities in Social Media, from app developers to word of mouth evangelists to discuss where and how the industry is evolving! A forward thinking social media conference. For more information, please visit http://www.social-collective.com. Mashable readers can receive 25% off ticket prices at registration with promo code MASH25September 30, 2010, London, UK: Get the latest on the attempts to increase regulation surrounding the moderation of UGC. What qualifies as illegal and inappropriate content and how should it be dealt with? This year Luisa Edwards, Head of Commercial, Google Legal EMEA, will share with you her expertise on the interactive online environment, based on experience managing the legal challenges facing Youtube. Plus attend the workshop Social Networking and the Law: Challenges, Risk & Opportunities; a fully interactive guide on protecting your organisation and maximising on the opportunities that social networking presents. Mashable readers save 10% on the event with this code: KW8094MASH. For more info or to register, go to http://www.ibclegal.com/ugcmash.October 4-6, 2010, New York, NY: At Search Marketing Expo SMX East, youll learn to maximize ROI from paid search advertising, optimize your website content for superior organic search results, expand your skills with local and mobile advertising expertise, master social media marketing on Twitter, Facebook and other SMM networks, boost conversions and increase sales. Use code smx100mashable and save $100 off your registration. For more info visit http://www.smxeast.com.October 4-7, 2010, Atlanta, GA: FutureMedia Fest 2010 Explore new paradigms in how Content is Created, Distributed and Consumed with FutureMedia at Georgia Tech. Join our mash-up of talent, ideas, trends and technology. Hear directly from top industry execs and visionaries. Talk with investors. Meet interactive marketing experts. Network with potential partners. Experiment real-time with open innovation. Industry leaders, academics, entrepreneurs and VCs will inspire and challenge attendees with provocative panel discussions, facilitated small discussion groups, and hands-on demos of next generation technology. Register today at http://www.futuremediaglobal.com and use the code FutureMedia 2010.October 4-8, 2010, Boston, MA: FutureMis the first ever week-long, collaborative, multi-location conference in Boston offering participants the opportunity to tap into the freshest thinkers in marketing, media and technology. Leading innovators will come together to share and explore how the newest technologies and insights are changing the way marketers think, create, engage and measure.October 5-6, 2010, Prague: EyeforTravels Online Marketing & Social Media in Travel Summit brings together top travel brands to share key insights on how to maximize the impact of your online marketing and social media initiatives. The 2 days are packed full of case studies, presentations and networking opportunities. Speakers hail from across Europe and include Lufthansa, Lonely Planet, Expedia, TripAdvisor, P&O Cruises and many more. Use the code MASHABLE to claim your 100 discount on the price to attend.October 6-7, 2010, Boston, MA: The Inbound Marketing Summit is where the online marketing community gathers to solve todays marketing and business communications challenges. This event features the brightest minds in the business, including world-renowned authors and practitioners, as well as leaders from some of the companies already using the new tools and strategies. This fast-paced and information-packed event is your check-up on your existing business communications strategies and your prescription for the coming months. On October 6 and 7 join Chris Brogan, Justin Levy and the entire New Marketing Labs team along with hundreds of marketers like yourself and 60+ speakers and sponsors at Gillette Stadium for two days of fast-paced, highly interactive, actionable content. For more information, visit us at: Inbound Marketing Summit. Use the code MASH50 for a 50% discount.October 6-7, 2010, Los Angeles, CA: Digital Music Forum West: Over 300 of the most influential decision-makers in the music industry gather in Los Angeles each year for this incredible two-day dealmakers forum to network, do deals and share ideas about the business. Digital Music Forum West - now in its fifth year - features a lively and fun debate on timely cutting-edge business topics and demos, as well as unrivaled access to some of the most progressive companies in Hollywood, Silicon Valley and beyond. Mashable readers can receive 10% off registration with promo code MASH10.October 13-14, Princeton, NJ: Brought to you by the producer of the sold-out ePharma Summit, the Multi Channel Pharma Marketing Event brings together product managers and marketing operations under one roof to discuss cross-channel media plans for building brand value and elevating top line sales. Join us at the ONLY industry event focused on breaking down internal silos to achieve channel integration and maximize return on engagement. Visit www.multichannelevent.com for more information. Register with Priority Code XP1515MASH to save 15% off standard registration!October 14-15, 2010, London, UK: Creating and distributing video online? Join us at Online Video Strategies this October in London and learn how to choose the online video solutions that meet your needs, increase audience engagement with interactivity, use video for marketing, promotion and branding, deliver video to the iPad, iPhone and other mobile devices, leverage video for internal and external corporate communications, make sure your video gets seen by viewers and search engines, and measure the ROI of your video projects. In addition, Online Video Strategies is a featured event at Streaming Media Europe and all delegates enjoy unlimited access to the Streaming Media Expo as part of their registration. Register at www.streamingmediaglobal.com/ovs. Quote priority code MASHABLE20 for a 20% discount.October 14-16, 2010, Las Vegas, NV: BlogWorld & New Media Expo is the first and only industry-wide tradeshow, conference and media event dedicated to promoting the dynamic industry of new media including all forms of blogging, podcasting, social media, social networking, online video, music, Internet TV and radio. The BlogWorld conference features more than 120 educational sessions, panel discussions and keynote presentations, while the New Media Expo features the only industry-wide new media marketplace where thousands converge to network and find all of their online business and marketing resources. Running concurrent with the BlogWorld conference, the Social Media Business Summit is the worlds largest social media business conference where marketing executives, business owners and world-renowned companies send their teams to learn the strategies, tactics, tools and technologies they need to build their brands and grow their businesses with social media. Register today!October 17-19, 2010. New York, NY: Pivot Conference is the only industry conference to explore and evaluate the attitudes, technologies and preferences of the always on 18-34 year old consumer. Attend Pivot Conference and hear from those successfully engaging with todays emerging consumer and create your own action plan for success. Register today with code MASH101 and save 20%.October 17-20, 2010, Scottsdale, AZ: agencyside presents one of the only digital marketing conferences exclusively developed for agencies. BOLO 2010 brings new ideas, new knowledge and actionable next-steps to both help your bottom line and achieve the goals of your clients. We realize time and money are both tight. Thats why weve designed a conference thatll expand how you think and at the same time teach you hands-on how to manage digital more efficiently. Youll hear from industry thought leaders through keynotes, panel discussions and one-on-one meetings. agencyside has a proven track record for helping agencies become experts in the digital space. Build a team of subject matter experts. Fine tune operations to sustainable profitability. Generate new business for digital marketing services. This event will show you how. Early Bird of $699/person through June 18th. Use discount code mashable to save 15% off registration at any time.October 18-20, 2010, Washington, D.C.: As Social Media quickly emerges as more than a communication tool, the U.S. Government must proactively leverage this new environment to achieve organizational goals. IDGAs 3rd Social Media for Defense and Government provides a forum for senior Government and Military officials, industry partners and academic communities to align shared goals, showcase new technology and define the way forward. This conference will present advanced social media strategies that not only improve communication but actually utilize the tools to improve effectiveness. Register with code MASH4GOV and receive 20% off the standard three-day event fee!October 18, 2010, San Francisco, CA: Join us for the third annual i-stage startup competition, featuring debuts from game-changing apps, products and services. Presented by CEA, i-stage gives tech startups the opportunity to compete for a share of $50,000 in prize money and a free booth at the 2011 International CES. Audience members get the first look at the industrys newest visionaries and network with high profile investors, media and industry leaders. Past winners include Boxee and Regen Incs ReNu solar charging system. There is no entry fee for competing start-ups. Mashable readers save 10% on attendee tickets. Register now and use discount code IMASH.October 22-23, 2010, Petaluma, Sonoma County, CA: SocialBizWorld is a 2-day Social Media and Web 2.0 business conference for private and public-sector business executives, leaders, managers, employees and consultants looking for insightful speakers, hands-on workshops, in-depth discussions and real-world examples to move their business forward with new media. With Basic, Intermediate and Advanced tracks, attendees will have full access to multiple sessions on both days, have numerous networking opportunities, attend the Friday evening Awards and Business Networking reception (with Special Guest The TwitchHiker) and have access to experts gathering in Northern California from all over the country. Join us for this fantastic event in beautiful Sonoma County, at the foot of wine country, minutes from Sonoma and Napa, and just 30 minutes north of San Francisco. Mashable readers receive 15% off conference registration with promo code MASHED. Please visit http://www.socialbizworld.com for more information.October 22-23, 2010, Atlanta, GA: Social Media Experts will be in high demand as social media becomes an integral part of PR and marketing campaigns. Will you be one? Designed specifically for marketing and PR professionals of all backgrounds, non-profit organizations and small business owners, the Integrating Social Media Conference goes beyond the buzz words to real-world and proven methods for successfully incorporating social media into your current marketing and PR strategies. Youll hear firsthand from social media experts including Shiv Singh of Pepsi Co., The Brand Builders Olivier Blanchard, WholeFoodss Marla Erwin, HubSpots Mike Volpe, Kellye Crane of Crane Communications and more. Register with promo code MASH and save 20%.October 25, 2010, Orlando, FL: IIR presents CUSTOMER WORLD, the co-location of three unique customer-centric events (NACCM, Linkage Strategies & Customer UNinterrupted) under one roof. Where the Voice of Your Industry comes together to champion and celebrate CUSTOMERS 1ST. Customer Worlds flagship event, NACCM, is an industry favorite. It attracts top customer-centric leaders in North America to share new and best practices for strengthening customer relationships. Content areas include customer-centric social media strategies, loyalty, customer experience, innovation, culture, engagement, leadership and more. Register with code CWORLD10MASH and save 15% off the standard rates.October 26, 2010, San Jose, CA: Get real about social media at SocialTech 2010 the only conference dedicated to teaching B2B high-tech marketers how to harness the power of social media. Youll learn from B2B marketing leaders at companies like IBM, Intel, SAP, HP, Adobe and Cisco how to use social media to achieve real, measurable business results. Enjoy networking and keynotes from Guy Kawasaki, Robert Scoble and Jeremiah Owyang. Cant make it to San Jose? You can join us online. Register today and save 10% with coupon code MASH10!October 27-29, 2010, Washington, DC: This event will showcase 15 federal perspectives on different strategies government agencies can implement to comply with the Obama Administrations Open Government Directive. The social media realm will be a prevailing topic of discussion as it has been the prime means federal agencies have taken to achieve compliance, but problems with its use still persist. This event will provide ADVANCED solutions and ideas to the policy, security, monitoring and measuring struggles that many agencies face on a daily-basis. Mashable subscribers will enjoy a 10% discount when they mention MASHABLE in their follow-up email to the event contact listed here: event.October 28, 2010, London, UK: The International Search Summit will focus once again on international and multilingual search marketing topics and offer delegates insight and advice on how to effectively develop and manage international online campaigns. Speakers at the event will include Eugene Lomize from Russian search engine Yandex, Omar Khaled from Arabic search Engine Ayna, as well as well-known search marketers Mikkel deMib Svendsen, Marty Weintraub, Massimo Burgio and Barry Lloyd. The Summit will be held at The British Library in London, and is a must for any marketer targeting multiple markets and/or languages online. Register now with the coupon code MASH20 to receive 20% discount.November 1-2, 2010, New York, NY: Are you a health marketing and communications professional? Please join us at unNiched 2010, a unique collaborative boot camp where you will actively learn and use collaboration, strategic marketing and communications skills. Using our unNiched Innovation Model, gain the tools to create and drive marketing communications success within (and without) your organization. In addition, youll have access to a private online group and learn from a range of experts from the Centers for Disease Control and Prevention, AIDS.gov, Edelman, Vertex Pharmaceuticals and the Stanford University Persuasive Technology Lab. Use the discount code Mashable and get 10% off.November 1-2, 2010, Dubai, UAE: Social Media Marketing and Search Engine Summit at Total Marketing Discuss and debate the opportunities and challenges faced by marketers in leveraging social media as a marketing tool. Hear from leading organizations on how they managed to turn Twitter and LinkedIn amongst others into powerful communication channels!Getting in at the top of any search remains a key focus for many organizations today. Hear from leading practitioners on how best practice strategies and innovative methods to get the most out of the internet. Register and save 15% when using code MASHABLE-TM. For more information, visit www.totalmarketing2010.com.November 8-11, 2010, Las Vegas, NV: PubCon, the premier search and social media conference, features the industrys biggest names and key players shaping the future of the Web. PubCon holds cutting edge panel sessions exploring tracks dedicated to search, social media and affiliate marketing, an intensive professional search and social media training program and some of the worlds top keynote speakers. PubCon Las Vegas will also hold a one day two-track slate of intensive educational training programs led by some of the industrys most respected search professionals. PubCon makes all of this available at some of the most affordable registration rates in the industry. Please use the code ma-8201210 for 10% off the registration price.November 17-18, 2010, Raleigh, NC: Internet Summit 2010 will feature over 100 speakers and an audience of over 1500 internet execs, entrepreneurs and senior marketers. Join dozens of industry leaders and innovators in the conversation on topics such as Social Media, Mobile, Cloud Computing, Geolocation, Online Advertising, Analytics, Video, E-commerce and more. Use registration code MASH for 20% off.November 17, 2010, Phoenix, AZ: Fifth Annual Arizona Entrepreneurship Conference (AZEC10). In the current environment, some companies will still come out stronger than before. Has your business suffered? Have you been laid off? Are you trying to grow in difficult circumstances? Here at AZEC10, weve got your back. Local investors, local entrepreneurs and Silicon Valley veterans will spend the day discussing the realities of business today. You MUST meet these people and learn from them during the Great Re-Set of 2010. This is the premier entrepreneurship conference in Arizona, benefitting the Opportunity Through Entrepreneurship Foundation.November 30, 2010 December 2, 2010, London, UK: Online Information is the largest UK event dedicated to the information industry. Taking place in the Grand Hall at Londons Olympia, the exhibition attracts more than 9,000 visitors each year from around the world. This unique, free to attend event consists of an exhibition with more than 200 international exhibitors alongside an extensive seminar programme. Online Information covers 6 core segments: Content Resources, ePublishing Solutions, Library Management, Content Management, Search Solutions and Social Media, providing an annual meeting place for this global industry. Mashable readers may register to attend here.November 30, 2010, London, UK: Social Recruiting Conference will gather together leading employers and recruitment industry professionals, to passionately discuss and practically demonstrate the power of Social Recruiting. The conference will be unlike any other Social Media Recruiting conferences you have attended. Our aim is to take the talk from theory to practice; and shift conversations from hype and hope to reality and results. #SRCONF will focus on Social Recruiting case studies, with measurable ROIs. Save 10% when you register with the code MASH10 at http://www.srconf.com.April 13-15, 2011, Singapore: The Internet Show Asia 2011 is a series of seminars and a large end-to-end showcase of the latest internet technologies and solutions. More than 10,000 attendees will be at the exhibition and conference to find new ways of doing internet business and enhancing product offerings through the internet through case study presentations and speaking directly with solution partners. The show will aim to increase your ROI, its all about business, not a technology show. For more details and registrations, please visit www.theinternetshows.com/2010/Singapore.The Mashable Weekly Social Media and Marketing Event Guide is proudly supported by Eventbrite, the Webs Event Marketplace.Eventbrite is an online events marketplace where tens of thousands of individuals, businesses and organizations of all sizes manage, promote and sell tickets to their events. Make your event a success on Eventbrite.For more Social Media coverage:Follow Mashable Social Media on TwitterBecome a Fan on FacebookSubscribe to the Social Media channelDownload our free apps for iPhone and iPad
	World's Rich Got Even Wealthier During Recession Filed under: Personal Finance, News, The Economy, Lynnette Khalfani-Cox Here's more proof that you can still make a buck during an economic downturn. At least you can if you're already rich. According to Reuters, the world's richest individuals got even wealthier in 2009, amid one of the worst economic recessions of our lifetime. Collectively, the world's ranks of millionaires grew 17% to 10 million people, whose aggregate wealth jumped 19% to $39 trillion, based on a Merrill Lynch-Capgemini world wealth report. Which countries have the most millionaires? The good old U.S.A leads the pack. It's home to 2.87 million millionaires. Next on the list is Japan, with 1.65 million, Germany with 861,000 millionaires, and China with 477,000. Most of these individuals drew their wealth from stock market portfolios that rebounded after taking a nosedive in 2008. Others derived their riches from real estate and business holdings. http://xml.channel.aol.com/xmlpublisher/fetch.v2.xml?option=expand_relative_urls&dataUrlNodes=uiConfig,feedConfig,entry&id=902132&pid=902131&uts=1277410210 http://cdn.channel.aol.com/cs_feed_v1_6/csfeedwrapper.swf 10 Inconveniences of the Recession 3. No More Trays in Some College Cafeterias It makes total eco-sense: Colleges and universities, from New York University to The University of Minnesota are ditching those iconic plastic cafeteria trays to help reduce waste and water usage. Gradually most of the country's colleges and universities are expected to follow suit. A trial at Harvard last year concluded schools could save 20% more food by going tray-less. Schools also claim they can save thousands of gallons of water every month. But the move will also mean more plate juggling -- plus the risk of spillage and having to discover a new way to create a make-shift sled during snow season. AOL AP BlackVoices.com 10 Inconveniences of the Recession By Farnoosh Torabi From job losses to bankruptcies, foreclosure and investment losses the recession's definitely taking a toll on our lives. The smaller, day-to-day inconveniences are adding up, as well. Using the arrows at left, click through our gallery to see a run-down of the ways that people are being squeezed by more than just their finances. 10 Inconveniences of the Recession 1. Fewer to Help in an Emergency Local budget deficits are sparking layoffs at fire departments and police stations. That has some residents worried about safety and protection. Oakland, for example, a city known for a high crime rate, is thinking of laying off 140 police officers. The state of Michigan recently announced police layoffs starting this summer, including 100 state troopers and all 82 new troopers who graduated from a training academy in December. And in Boston a new proposed budget would make cities and towns downsize their police and firefighter staff. Fluffy may have to spend a few extra hours in that tree until help arrives. 10 Inconveniences of the Recession 2. More Crowds at Libraries Free books, DVDs and Internet access had Americans visiting their local library 1.4 billion times last year and checking out two billion items, both a 10% jump from the 2001 recession, according to the American Library Association. But the freebies are now coming at a price: time. At the C. Burr Artz Library in Baltimore, Maryland, student Megan Adkins says she's usually a few spots behind in line, while last year she never had to wait. At the Hoboken Public Library in New Jersey, cardholder Stuart Ginsberg also sees a noticeable slowdown. "There is a waiting list to use a computer," he says. For now it's not a major inconvenience, library goers say, but with proposed library budget cuts across the country conditions may worsen. Many of the 15 library branches in Annapolis, Maryland, for example, are planning for fewer help desk assistants, fewer materials and the removal of Sunday hours. In all more than 40% of states report a drop off in state funding for their public libraries this year. 10 Inconveniences of the Recession 3. No More Trays in Some College Cafeterias It makes total eco-sense: Colleges and universities, from New York University to The University of Minnesota are ditching those iconic plastic cafeteria trays to help reduce waste and water usage. Gradually most of the country's colleges and universities are expected to follow suit. A trial at Harvard last year concluded schools could save 20% more food by going tray-less. Schools also claim they can save thousands of gallons of water every month. But the move will also mean more plate juggling -- plus the risk of spillage and having to discover a new way to create a make-shift sled during snow season. 10 Inconveniences of the Recession 4. Post Office Closures and Shortened Hours Some post offices are shutting down entirely due to a budget shortfall and earnings losses. Overall The U.S. Postal Service lost $2.8 billion last year. In towns across the country residents are grumbling over early office closings and shutdowns. One business owner from Short Hills, New Jersey is angry his local post office has shortened its lobby hours during the week, since he now has to take time away from work to access his post office box. Before he could do it on the way to the office or on his way home from work. New York City's only 24-hour mailing center, the James A. Farley Post Office in Manhattan, will soon trim its hours and no longer be open all the time. 10 Inconveniences of the Recession 5. Young Adults Are Moving Back Home A shrinking job market and a desperate need to save has many young adults returning to live at home with mom and dad. The latest Census figures from 2008 show 20 million adults between the ages of 18 to 34 live at home with their parents -- that's a third of the age group! It's affecting college graduates the hardest, with about 50% expected to "boomerang" home after graduating in May. Jeremy Diamond 22, just graduated cum laude from American University. Despite three internships under his belt he's yet to land a job and, in the meantime, has moved back home. While his parents have been supportive, he's not thrilled with the situation. "I don't want to be putting more strain on my parents and their finances...I want to take responsibility for my own affairs. I want a change of scenery and I want to make a clean break into adulthood," says Diamond. 10 Inconveniences of the Recession 6. It's Tougher to Get Into Grad School Your chances of getting into a master's program may be tougher, as more college grads apply in an effort to dodge the sour job market. Companies plan to hire nearly a quarter fewer new college grads this year, according to The National Association of Colleges and Employers and that has some graduate programs reporting a jump in applications by 20% this year. MBA applications at Dartmouth's Tuck School of Business, for example, were up 10% over last year, and it was the most competitive year in the school's history. Ninety-five percent of accepted students ranked in the top 10% of their high school graduating class. 10 Inconveniences of the Recession 7. Friends and Family Asking for More Money It's always tough when a friend or relative asks for money. Deals often go sour. Just ask Richard Dreyfus, who's battling with family in court over a loan gone awry. In the recession we're likely to get hit up with more loan requests from friends and family. In fact total loan volume at Virgin Money USA, a peer-to-peer lending web site, has doubled to $400 million since 2007. Experts Jeanne Fleming and Leonard Schwarz, authors of Isn't It Their Turn to Pick Up the Check?, find that more than half of Americans say there's someone who's constantly asking them for money and now they view the economy as a prime time to ask again. But lenders beware! Fleming and Schwarz say a third of the time not a single penny ever gets returned. 10 Inconveniences of the Recession 8. Shorter Store and Mall Hours You may want to make a quick phone call to check store hours before driving on over to your local restaurant, retailer or mall. Many businesses are trimming their operating hours to curb expenses in the recession. It's occurring at popular stores like Best Buy and Barnes and Noble, as well as at local eateries and malls. Westfield Group, which runs 55 malls in the U.S., said most of its locations will open a half hour later and close a half hour earlier. This is troubling some shop owners within malls. For them, less time to be open may mean fewer sales. And if you visit a Walgreen to refill a prescription drug, double-check the schedule. The drugstore is scaling back hours at some of its pharmacies. 10 Inconveniences of the Recession 9. Fewer Stores, More Shopping Annoyances With store bankruptcy filings on the rise, you may need to drive further to find alternatives to your favorite retailers or reroute your trip. Circuit City, which liquidated this spring, emptied all 567 stores. Linens' and Things closed 370 stores last fall. The Sharper Image shut down 86 stores. Altogether 148,000 retail stores from big-box to mom-and-pop shops closed in 2008 - the most since the 2001 recession, according to the International Council of Shopping Centers. This year another 73,000 stores are forecast to go out of business. 10 Inconveniences of the Recession Overall, one lesson to be learned from these millionaires is that they were well-served by having a diversified range of investments -- everything from residential and commercial property to commodities. As I explained in my book, The Money Coach's Guide to Your First Million, self-employed people are also far more likely to become millionaires than W-2 wage earners who work for others. Eager to join the ranks of the millionaire class? It certainly wouldn't hurt to have a team of advisers giving you good advice. That is another trait shared by the wealthy. So the next time you think that you "can't afford" good financial help, pause a moment and consider that you can't afford not to have such assistance -- at least not if you want to become very rich. Follow The Money Coach(R) on Twitter! Lynnette Khalfani-Cox, an award-winning financial news journalist and former Wall Street Journal reporter for CNBC, has been featured in the Washington Post, USA Today, and the New York Times, as well as magazines ranging from Essence and Redbook to Black Enterprise and Smart Money. Check out her New York Times best seller 'Zero Debt: The Ultimate Guide to Financial Freedom.'Permalink|Email this|LinkingBlogs|Comments
	D.C. Woman Transforms Her Home Into Jackson Shrine: Can One Ever Like Michael Jackson Too Much? We have all seen the footage of manic fans fainting at the mere sight of the King of Pop, and we all (though none of us will admit it now) begged for those Michael Jackson jackets - be it the "Thriller" or "Beat It" version - while we sat and watched that Motown 25 Special (watch below) 800 times on our old Betamaxes, but this D.C. woman, featured in The Washington Post, has taken her love for Michael Jackson to a whole new level. And, unfortunately for her neighbors, it ain't pretty. It all started a year ago on the day Michael Jackson died. It's interesting that everyone keeps saying that they "can't believe it's been a year already." Jewel Lewis-Hall has been working on her makeshift Michael monument since June 25, 2009, when we lost our beloved Michael to a combination of bad drugs and bad doctors. She started with just one photo on the porch of her house. Then she added another photo. And then another. And soon there were 25. Over the year, she and her daughter, Maxcine Lewis, continued to add Michael Jackson "memorabilia" (AKA a bunch of cheesy hand-painted crap) to the porch. There were roses, beaded gloves (there is no word on actually who they belong to) and stuffed animals, because nothing says Michael Jackson like a stuffed elephant. On rare occasions (thank God), neighbors and passers-by are treated to a television placed on the front porch that plays Jackson videos and concert footage. The entire house has now become a shrine for the entertainer, and one can't walk two steps up the porch or in to their living room without bumping in to some needlepoint or Lite Brite rendition of Michael Jackson or his brethren. In an interview with the Post's Joe Hein, her husband was asked what he thinks about the shrine. He just smiles. It's a long, long smile. Translation: I'm so sick of this sh*t. Either way, it's clear who's the king of this castle: Michael Jackson. "He knows I'm crazy about Michael Jackson," she told the Post. "He just really doesn't have a say-so," her daughter adds, laughing. "If he told her to pack this stuff up, he'd have to leave." Strangely, this mother-and-daughter team wouldn't describe themselves as obsessed. They say their feelings for Michael are much deeper. They have loved him for years. Oh, did I mention they never met him or saw him perform in person? Still, they claim they have history with him (even if it is only in their minds). As a little girl, Maxcine secretly wished that her mother would meet Michael Jackson and marry him and that he would become her stepfather. They would then live happily ever after at Jackson's Neverland Ranch. On one of Jackson's long-ago visits to Washington, Jewel sent a letter to his hotel inviting him to services at her Jehovah's Witness congregation. They feel tied to Jackson and their porch is how they stay connected with someone they still can't quite believe has died, but on the bright side, " I can sit right here on my porch and, Bam! I can see him," Jewel says. Lewis-Hall, who works nights cleaning Senate office buildings and days serving food at Anacostia High School, has been accumulating her collection for years. Lately, though, she's put her Michael Memorabalia fest in overdrive, collecting all things Jackson. She buys old albums and posters at flea markets and T-shirts at department stores. "Every time I get a chance, I go and buy $50 worth," she says. After guessing that she has 100 Jackson photographs, she takes a visitor inside and easily shows that she has much more than that number. As she leafs through the photos, she displays the excitement of a kid showing off prized baseball cards: "Look at Michael!" she squeals. On the walls, pictures of Jackson (and several of President Barack Obama) share equal billing with photos of children and grandchildren. On the turntable, (yes, turntable) Jackson's "Dirty Diana" is playing softly. The Lewis-Hall family has owned their D.C. home for 13 years and seem to bask in the attention their Porch-o-Michael attracts. They say none of their neighbors have ever complained and that almost all of the feedback they've received has been positive. Between me and you, I'll file that under hard-to-believe. But God bless them, I'm sure now that the anniversary of his death is over, they will be about the business of taking everything down, right? "No," she says, "I really can't see myself taking it down," she says slowly, as if the thought has made her sad. "If anything, I'll get more stuff. Better stuff." Somewhere, if you listen veeeery quietly, her neighbors are weeping...and not for Michael. See more of the Lewis-Hall home, here, and mourn the loss of Michael below: http://xml.channel.aol.com/xmlpublisher/fetch.v2.xml?option=expand_relative_urls&dataUrlNodes=uiConfig,feedConfig,localizationConfig,entry&id=868400&pid=868399&uts=1277304993 http://www.aolcdn.com/ke/media_gallery/v1/ke_media_gallery_wrapper.swf Your Hottest News Stories 16-June-10 - I know I'm supposed to be all outraged about the Seattle cop punching the teen in her face because I'm black and stuff like that, HOWEVER, I don't know whether it's because I'm a jaded '80s baby tired of young people's lack of respect for authority or I'm just insensitive, but I think the girls in this video absolutely deserve what they got. Click Here for the Complete Story Getty Images Getty Images North America Your Hottest News Stories 16-June-10 - I know I'm supposed to be all outraged about the Seattle cop punching the teen in her face because I'm black and stuff like that, HOWEVER, I don't know whether it's because I'm a jaded '80s baby tired of young people's lack of respect for authority or I'm just insensitive, but I think the girls in this video absolutely deserve what they got. Click Here for the Complete Story Your Hottest News Stories 15-June-10 - Jarretta Hamilton is angry and unemployed. The 39-year-old teacher was fired last April because she had sex before marriage and wound up pregnant. Now she has broken her silence and has gone public. Click Here for the Complete Story Your Hottest News Stories 12-June-10 - I am not quite sure what to make of the ruffled YouTube video that is now scouring the web out of Paterson, New Jersey, where an officer inexplicably grabs a man, turns him around and puts pepper spray in to his eyes twice. Click Here for the Complete Story Your Hottest News Stories 11-June-10 - Indianapolis Police Chief Paul Ciesielski called for the firing of a white officer who's been charged with repeatedly striking a 15-year-old biracial boy in the face during an arrest. The attacks allegedly occurred after the boy had been subdued by other officers. Click Here for the Complete Story Your Hottest News Stories 09-June-10 - Gary Coleman's ex-wife, Shannon Price, is up to her post-hubby's-death antics again. As if masterminding the sale of Coleman's pre- and- post-death photos wasn't enough, now the merry widow has managed to get in to Coleman's home and take practically everything that wasn't bolted down! Click Here for the Complete Story Your Hottest News Stories 09-June-10 - Todd Bridges, who co-starred with Gary Coleman on the popular sitcom "Diff'rent Strokes,"is livid about both Globe Magazine's and Shannon Price's involvement in Coleman's death photos. Click Here for the Complete Story Your Hottest News Stories 08-June-10 - Desiree Rogers, the former White House social secretary who "left" to seek greener pastures after a major security faux paux occurred under her watch, was recently hired by Johnson Publishing Co., the owners of Jet and Ebony magazines, as a consultant. Click Here for the Complete Story Your Hottest News Stories 08-June-10 - A law firm recently put property on the market, stating that the land was for sale to "whites only." Click Here for the Complete Story Your Hottest News Stories 07-June-10 - A Seattle writer is angry beyond words, because late last month his 8-year-old child was removed from her honors elementary school class. No, the child did not misbehave. Instead, the little girl was guilty of using a hair moisturizer that allegedly annoyed her Caucasian teacher. Click Here for the Complete Story Your Hottest News Stories 04-June-10 - Alejandra, Jermaine Jackson's ex-wife, is taking her ex-mother-in-law, Katherine, to court to demand financial security for herself and her children. Click Here for the Complete Story Your Hottest News Stories Permalink|Email this|LinkingBlogs|Comments
	Group Will Sue McDonald's Over Happy Meal Toys Filed under: News, Interviews The Center for Science in the Public Interest (aka CSPI aka America's Fat Police) are threatening to sue McDonald's, the nation's largest burger maker, over the toys it includes in its Happy Meals for children. I would hope that any judge worth his pressed robes would take any suit proposed by the CSPI and put it right in the garbage where it belongs. I understand that America's kids are too fat and fewer McDonald's -- as opposed to more -- would probably be a good thing for most; however, how can one group attack toys? I mean, don't parents have some responsibility to monitor what their kids eat? I know teens at school will eat whatever they want and parents are often helpless to stop them. If a child is young enough to beg, whine and cajole a parent in to buying a Happy Meal, though, shouldn't that parent have enough spine to tell little Junior no? I think the CSPI's heart is in the right place. Yes, it would be great to reduce the fat and calories consumed by children. Banning toys from meals, though, shows that the CSPI's heads are out to a low-calorie lunch on this one. Let Mickey Ds serve Happy Meals, and let parents act like parents. http://xml.channel.aol.com/xmlpublisher/fetch.v2.xml?option=expand_relative_urls&dataUrlNodes=uiConfig,feedConfig,localizationConfig,entry&id=868400&pid=868399&uts=1277304993 http://www.aolcdn.com/ke/media_gallery/v1/ke_media_gallery_wrapper.swf Your Hottest News Stories 16-June-10 - I know I'm supposed to be all outraged about the Seattle cop punching the teen in her face because I'm black and stuff like that, HOWEVER, I don't know whether it's because I'm a jaded '80s baby tired of young people's lack of respect for authority or I'm just insensitive, but I think the girls in this video absolutely deserve what they got. Click Here for the Complete Story Getty Images Getty Images North America Your Hottest News Stories 16-June-10 - I know I'm supposed to be all outraged about the Seattle cop punching the teen in her face because I'm black and stuff like that, HOWEVER, I don't know whether it's because I'm a jaded '80s baby tired of young people's lack of respect for authority or I'm just insensitive, but I think the girls in this video absolutely deserve what they got. Click Here for the Complete Story Your Hottest News Stories 15-June-10 - Jarretta Hamilton is angry and unemployed. The 39-year-old teacher was fired last April because she had sex before marriage and wound up pregnant. Now she has broken her silence and has gone public. Click Here for the Complete Story Your Hottest News Stories 12-June-10 - I am not quite sure what to make of the ruffled YouTube video that is now scouring the web out of Paterson, New Jersey, where an officer inexplicably grabs a man, turns him around and puts pepper spray in to his eyes twice. Click Here for the Complete Story Your Hottest News Stories 11-June-10 - Indianapolis Police Chief Paul Ciesielski called for the firing of a white officer who's been charged with repeatedly striking a 15-year-old biracial boy in the face during an arrest. The attacks allegedly occurred after the boy had been subdued by other officers. Click Here for the Complete Story Your Hottest News Stories 09-June-10 - Gary Coleman's ex-wife, Shannon Price, is up to her post-hubby's-death antics again. As if masterminding the sale of Coleman's pre- and- post-death photos wasn't enough, now the merry widow has managed to get in to Coleman's home and take practically everything that wasn't bolted down! Click Here for the Complete Story Your Hottest News Stories 09-June-10 - Todd Bridges, who co-starred with Gary Coleman on the popular sitcom "Diff'rent Strokes,"is livid about both Globe Magazine's and Shannon Price's involvement in Coleman's death photos. Click Here for the Complete Story Your Hottest News Stories 08-June-10 - Desiree Rogers, the former White House social secretary who "left" to seek greener pastures after a major security faux paux occurred under her watch, was recently hired by Johnson Publishing Co., the owners of Jet and Ebony magazines, as a consultant. Click Here for the Complete Story Your Hottest News Stories 08-June-10 - A law firm recently put property on the market, stating that the land was for sale to "whites only." Click Here for the Complete Story Your Hottest News Stories 07-June-10 - A Seattle writer is angry beyond words, because late last month his 8-year-old child was removed from her honors elementary school class. No, the child did not misbehave. Instead, the little girl was guilty of using a hair moisturizer that allegedly annoyed her Caucasian teacher. Click Here for the Complete Story Your Hottest News Stories 04-June-10 - Alejandra, Jermaine Jackson's ex-wife, is taking her ex-mother-in-law, Katherine, to court to demand financial security for herself and her children. Click Here for the Complete Story Your Hottest News Stories The group is threatening to sue Mickey Ds in 30 days, because the marketing of their Happy Meals to children is, well, too successful: According to CSPI, McDonald's marketing turns American children into an "unpaid drone army, causing them to nag their parents to bring them to McDonald's." The CSPI was emboldened by the action of California's Santa Clara County, which voted earlier this year to ban restaurants from giving away toys and other items that come with high-calorie meals for children.Permalink|Email this|LinkingBlogs|Comments
	7 items you wanted at the age of 12 but probably didnt get When I was twelve it was the 90s and I lived in the South. Parents in the south are notoriously lax about what kinds of dangerous things they will let their kids play with. Unfortunately for me, my parents were from the North and that meant that I often was left out in the cold when it came to getting to play with toys deemed dangerous by the media and society in general. Looking back at my decision-making skills, it was probably for the best, but I at the time I always felt like I was getting gypped. Here are a few of the things that most 12-year-old boys wanted for Christmas or a birthday but probably never got for one reason or another.7 Pony Its the one thing that boys and girls could somewhat agree on. Girls wanted to ride through the woods like a princess after watching My Little Pony, while boys wanted to saddle up and ride like cowboys on the ol range. But we didnt fully realize what an undertaking an animal of this size was. You needed food, shelter, shots and a litany of other things that made pony ownership both expensive and time consuming. Not to mention the danger of falling off a spooked horse in the middle of the woods. Face it, mommy and daddy only loved you enough to rent you a pony for your birthday party. Remind them of that when it comes time to pick a retirement home6 Four-Wheeler Sure, if you wanted to drive a motorcycle or a car youd have to wait till you turned 16, but for some reason four-wheelers were perfectly acceptable to drive as long as you could reach the pedals. They are exceptionally fun to ride but are ridiculously easy to tip over. Parents knew it was only a matter of time until you became comfortable enough to construct a crude dirt ramp and jump one of these things over a creek. There was a good reason Evel Knievel spent a good portion of his life coated in plaster and it had everything to do with thinking like a 12-year-old on a four wheeler. Need proof of this? The guy wore a cape his entire lifewhich was awesome but obviously not normal.5 BB Gun I think the film A Christmas Story may have ruined BB guns for my entire generation. And its not hard to see why a lot of parents are uneasy with the thought of arming their children. As a young man, I had friends with BB guns, and while it didnt always end badly, there were some one pump wars that ended with blood and crying and a lifetime of being stopped at airport metal detectors. Would you really end up shooting your eye out? Its hard to say. But for a lot of us, mom and dad werent going to give us the opportunity to do so.4 The Good Fireworks When youre a kid you dont really understand how fireworks actually worked, you only knew them to be awesome. Youd go to the fireworks stand and ask for the biggest box with those monster mortars that you saw at the 4th of July parade last year. Youd end up with a box of sparklers, those stupid black snakes that grew out of the ground, and a few of those funnels that sparked and screamed but never sent anything careening a couple hundred feet into the air like you dreamed they would. Youd get mad at the guy at the fireworks stand for bamboozling you into buying a product he knew you didnt want. Im 12, chief. Hit me up with the good rockets or Im coming back with that stick I smash those black snakes with and wail on your lying knees.3 Half-Pipe I had a friend that was lucky enough to have a half-pipe in his back yard. If you were a kid who rode BMX bikes, skateboarded or had roller-blades, you may have asked your parents to build you one, as it was the ultimate ramp experience. When you are little you dont understand things like liability and health insurance policy as they pertain to building a structure that will pit gravity against uncoordinated 12-year-olds. There were horrific bruises, stitches and a concussion that didnt deter the neighborhood children, but did cause panic amongst adults that lectured their battered children as they drove to the hospital. Even with the injuries, it was still fun. And most kids would tell mom it was totally worth it if their mouth wasnt wired shut for the next six to eight weeks.2 Compound Bow Some kids who wanted a serious bow went into full William Tell me why I cant get a red bandanna and a compression bow and go all John Rambo on the neighborhood. I lived in the south, so I had friends who had these babies from a young age, and honestly, they were more of a menace to neighborhood birds and squirrels than anything else. But it only took video of one kid on the local news coming home looking like General Custer to ruin Rambo-time for everyone within a 100 mile radius. It was always the stupidest kids that drew first blood and killed the fun of juvenile munitions for all of us.1 Trampoline There was probably not a more dangerous or enjoyable toy that you could get. There was the game popcorn and back flips, front flips and trying to bounce people off, and then came broken bones, concussions and agonizing bruises. Trampolines possessed all that was great about gravity and being a kid and mixed it in with all that was terrible about gravity and being a kid. You knew that everything that went up had to come down, but had no idea of the bone density needed to land at angles so awkward they would make Cirque du Soleil cringe. Hello bouncing funhello shattered femurgoodbye dreams of being a trampoline owner.

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